CPA funds may be used to create or preserve community housing defined as housing for low and moderate income individuals and families, including low or moderate income senior housing.
Individuals and family incomes shall be based on the area-wide median income as determined by the United States Department of Housing and Urban Development (HUD). Low income is defined as an annual income of less than 80% of the area-wide median income. Moderate income is defined as less than 100% of the area-wide median income. Low or moderate senior income is defined as low or moderate income for persons over 60.
At present, well under 10% of Scituate’s housing units are classified as affordable housing by the State’s Department of Housing and Community Development (DHCD) (for the purposes of M.G.L. Chapter 40B). As long as the Town does not meet or exceed the State’s goal of 10% of its available housing stock deemed affordable, the Town will be required to accept applications for additional affordable housing units under the provisions of Chapter 40B.
The CPC’s goals for community housing are as follows:
The CPA requires the Committee to recommend, wherever possible, the adaptive reuse of existing buildings or construction of new buildings on previously developed sites.
Meet local housing needs for eligible low and moderate-income individuals and families. The preservation and creation of community housing is a proven method for promoting diversity, allowing individuals and families with more limited means to afford to live in Town. The Town can utilize CPA funds to offer current and future residents a wide range of housing options in renovated, converted and existing residential buildings, mixed-use developments, and senior residential developments, supportive housing alternatives and live-work space.
Ensure the new community housing meets or exceeds surrounding community standards with regard to density, architectural character, landscaping, pedestrian and other amenities, while conserving, as much as possible, the natural landscape.
Work toward meeting the 10% State standard for community housing. In order to ensure future community housing development is consistent with the needs and character of the Town, the Town must work toward meeting the State’s 10% housing standard. Until that milestone is achieved, the Town will be required to accept Chapter 40B applications.
Leverage other public and private resources to the greatest extent possible: Scituate does not receive federal or state funding for community housing on an entitlement basis. We need to be creative in leveraging public and private resources to make community housing development possible. Combining CPA funds with the various private, state and federal resources that are available on a non-entitlement “competitive” basis will demonstrate creativity. This will include Federal Home Bank Funds, State HOME funds, Housing Stabilization funds, and Housing Innovations funds, and Federal Low Income Housing Tax Credits.